Cheap SR22 Insurance Salem OR

 

January 4, 2008 by maricar · Leave a Comment
Filed under: SR22 Salem OR, SR22 non owner OR 

Reader’s Question:

I am a mailman and I got a DUI and Im required to get sr22. What do I need to do since I need to drive to work? Am I going to be covered by my company’s insurance while Im at work? Im in Salem Oregon, going to college……had way to much fun at a party and got in trouble :) .

Gene

Thank you for asking Gene.

According to the Oregon DOT site an SR-22 is a certificate from an Oregon-licensed insurance company certifying that you have purchased liability insurance that meets the minimum required limits of coverage.

The OR DMV requires that your insurance company file an SR-22 certificate with DMV if, for example:

* You failed to provide proof to DMV that you have liability insurance,
* You’ve been convicted of driving without insurance,
* You’ve been involved in an uninsured accident,
* You are applying for a hardship or probationary permit, or
* At the time of reinstating your driving privileges following a DUII suspension.

It seems that Oregon State is requiring you to carry the SR-22 to reinstate your license after a DUII suspension. Oregon law requires you to keep a SR-22 in effect for 3 years from the ending date of a suspension which requires an SR-22 or for 3 years and 33 days from the date of a driving uninsured conviction.

As for your work, you will need to contact your employer’s insurance provider as well as your own insurance company to make sure you are properly covered for driving it with your current situation. You will need to check with them to get a definitive answer since insurance companies guidelines and terms of policies differ.

Goodluck!

MariCAR

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