Non Owners Insurance Oregon OR
Reader’s Question:
Can I purchase insurance to cover any car that I might use in Oregon?
Marit
Beaverton, OR
When you purchase car insurance to cover your car it may also over you when you drive other cars, depending upon state laws and the terms of your car insurance policy.
Your insurance will normally provide you with coverage for liability and any optional coverages you put on your car when you are driving your vehicle. Most insurance policies will also extend this coverage to rental company cars as well, but again it varies according to the terms of your auto insurance policy.
If you do not own a vehicle but want a car insurance policy for yourself and to follow you no matter what vehicle you drive then you could get a non-owners policy. This non owners policy generally would cover you for a rental vehicle and it would be secondary or excess if you were driving your friend’s car.