Oregon Car Insurance Comparison
Reader’s Question:
I have a license and insurance in VT . I got involved in an accident but during that time my insurance was lapsed so I just want to know what will happen and what should I do? the other car was totaled and the accident happened in Oregon.
Harry
Thank you for asking Harry.
Driving without insurance is considered a class B traffic violation in Oregon. Oregon has a mandatory insurance law which requires every driver to insure their vehicle.
Driving without the mandated liability insurance may result in fines and suspension of your drivers license. If you are caught driving without insurance and are involved in a an accident, your driving privileges will be suspended for 1 year. After the suspension period ends you will have to carry an SR-22 for 3 years. If you were at fault in the accident then you likely also be held responsible for the damages you caused to the other party.
Since you have a Vermont license and registration the penalties might be a little different but probably just as severe.
Since you have a lapse in your VT car insurance you may verify with the Vermont Department of Motor Vehicles to know if your registration and/or driver’s license have not been suspended.
Goodluck!
MariCAR
