Beaverton Orgeon SR22 Insurance
Q: Can a teen get her own policy instead of me having to put her on my Beaverton OR SR22 coverage?
A: It depends on how old your teen is. Most companies aren’t going to sell car insurance to somebody who is still in high school, and the cut off age in most places for being able to get your own car insurance policy is 18, so likely your teenager wouldn’t meet that. She would have to be on your Beaverton SR22 policy, because if you don’t add your teenager, then you are at risk of losing your insurance or even having a claim denied because your car insurance company lacked necessary driver information.
Just because you have to add another expensive driver to an already expensive Beaverton SR22 policy doesn’t mean that you have to be paying too much out of your pocket. Instead, watch and make sure that your daughter takes and passes a general driver’s education course. Most car insurance companies will give young drivers discounts for these. Companies will also often give discounts to people who take defensive driving courses, as well, and your daughter can take one of those. In fact, so long as you aren’t required to take one as a condition of your Beaverton SR22, you could take one for a discount as well and get double.
