Automobile Insurance Cancellation Gresham Oregon OR
Reader’s Question:
I live in Gresham, Oregon and I just found out that my auto insurance was cancelled about a month ago. I called my car insurance company that I had not received any notification of owing anything left on my insurance and I did not receive any notification of the policy canceling. They said that they sent out notification, however I received nothing. They said that they can start my insurance premium again but they are offering an amount twice to what I was paying. There is such a thing as notification law, right?
Reed
Gresham, OR
Yes, in Oregon there are notification laws.
The Oregon Insurance Division states that your insurance carrier must send you notice at least ten days in advance of canceling your car insurance policy for nonpayment. If your insurance policy has been “non-renewed” or canceled for a reason other than nonpayment, the insurance companies must provide you at least thirty days’ advance notice. An explanation of the reasons for the termination or non-renewal must be part of or accompany the notice.
Auto insurance carriers must be able to prove notice was sent but not that you received it, under Oregon law. It is your responsibility to inform your insurance carrier if your address has been change and to keep track of your auto insurance premium payments.
So in Gresham Oregon if you do not pay your car insurance premiums, an insurance carrier can cancel your personal car insurance policy by giving ten days’ written notice. The insurer is required to give you thirty days’ written notice if it is canceling your insurance policy for any other reason.
Because of a large difference now in your car insurance rates with your current insurance carrier you should shop around to find lower car insurance rates. Auto insurance prices differ widely from one insurance company to another so comparison shop and check if you can find reasonable insurance rates even with this cancellation on your record.
Tags: auto insurance, car insurance cost, car insurance quotes, car insurance rate
