Oregon Liability Auto Insurance Rate
Reader’s Question:
I currently do not have car insurance right now. I live in Oregon. What will happen if I get caught?
Dan
Portland, OR
In Oregon, all driers and car owners are required to follow financial responsibility law. All motorist are required to have minimum liability insurance limits of:
- $25,000/$50,000- Bodily Injury Liability Limit
- $10,000- Property Damage Liability Limit
- $25,000/$50,000- Uninsured/Underinsured Motorist Bodily Injury Limit
- $15,000- Personal Injury Protection Limit
Driving without insurance in Oregon is a class B traffic violation.
Driving without the car insurance in Oregon can result in fines or around $300, drivers license suspension, and in some areas your car can be towed. If you get convicted of driving without insurance, you will need to file proof of SR22 for with the DMV for three years or else your drivers license will remain suspended.